Ok all you Florida property rate fence sitters. Check out our rate sheet. We broke 4.00% again this morning on well qualified customers with credit scores of 740 and above and 75% LTV's and below...purchase and refinance. Same customer exceeding that LTV only adds 0.25% point (not rate) to market maximums. Lower scores price according to risk level and availability. Even HARP DU Refi Plus loans start as low as 4.125% up to 95% LTV with No PMI. That's nothing short of remarkable!
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